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I need better health insurance, and I want to pay less for it.

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Many people end up paying too much for health insurance that isn’t the right fit for them. If you’re switching health plans, AmeriHealth New Jersey is committed to finding you a better plan that’s within your budget. Our selection of plans was designed to meet different budgets without giving up important needs. Here are some things you should know when you’re getting new health insurance..

  • Be careful trying to save money by choosing a plan solely because of its lower premium. You could end up with a high out-of-pocket cost if you get hurt or sick. Lower-premium plans may only be a reasonable option for people who use their benefits less.
  • If you were unhappy with how your insurance helped you pay for health care costs, you should look at our different metallic categories. Your plan’s metallic category will affect how you and AmeriHealth New Jersey share costs.
  • With AmeriHealth New Jersey, you’ll have complete control over your health plan. Our online member portal, amerihealthexpress.com, lets you manage your benefits, check claims, pay bills and more.

If you’re struggling to afford health insurance, you might be able to get help from the government. See if you qualify at ahnj4u.com or learn more about Health Care Reform and how it affects you.